.apay-page-loader {
    position: fixed;
    inset: 0;
    z-index: 99999;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(255, 255, 255, 0.94);
    backdrop-filter: blur(2px);
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.2s ease, visibility 0.2s ease;
}

.apay-page-loader.is-visible {
    opacity: 1;
    visibility: visible;
}

.apay-page-loader__inner {
    text-align: center;
    padding: 1.5rem;
}

.apay-page-loader__logo {
    height: 48px;
    width: auto;
    margin-bottom: 1rem;
}

.apay-page-loader__spinner {
    width: 40px;
    height: 40px;
    margin: 0 auto 0.75rem;
    border: 3px solid #f1f1f1;
    border-top-color: #dc3545;
    border-radius: 50%;
    animation: apay-spin 0.75s linear infinite;
}

.apay-page-loader__text {
    font-family: 'Segoe UI', 'Poppins', sans-serif;
    font-size: 14px;
    color: #666;
}

@keyframes apay-spin {
    to { transform: rotate(360deg); }
}